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Archive for the 'Buying A Home' Category
Six Surprising Facts About the Homebuyer Tax Credit
The homebuyer tax credit is not as simple or straightforward as you might think. Here are some nuances that will affect homebuyers who plan to use it.
- To qualify for the move-up tax credit, a homeowner must have occupied the same principal residence for five of the last eight years consecutively.
- Buyers can elect to claim the credit on either their 2009 or their 2010 tax return, whichever is best for them.
- Buyers who claim the credit in 2009 can’t file electronically because the Internal Revenue Service hasn’t put the required forms online. The wait for a refund is three or four months.
- The home can be a mobile home or travel trailer that is fixed to land owned or leased by the home owner. A mobile home or travel trailer that is actually mobile doesn’t qualify.
- The home can’t be purchased from a close relative, including a parent, spouse, child, grandparent or grandchild.
- A buyer who earns no taxable income or doesn’t owe any federal income tax can qualify for the tax credit and file a tax return just to claim it.
Source: Bankrate.com, Marcie Geffner (01/21/2010)
Skye Bruce Properties has a team of mortgage and home buying experts to answer your questions about the Homebuyer Tax Credit. Contact Skye Bruce Properties today!
Buying A Richmond House in the Snow
Okay, we are in the midst of the blizzard of 2009 and a week before Christmas, who is really shopping for a home? Well if you’ve been thinking about buying a new home December, January and February are great months to buy a home in the Richmond area. Why? There are usually fewer homes on the market in these months and sellers tend to be very serious about selling this time of the year. This can often translate into a better deal for a Richmond area homebuyer. Read the rest of this entry »
Trading Up To A Larger Richmond Home
How in the world are we going to do this, you’re asking. It’s time to move up, finding a bigger home in the Richmond area is something that’s a necessity now and you’re not quite sure where to start. Your home, when you bought it was the right place and had all that you needed at the time. It was economical, was in a great location, had good schools and carried a low cost, all of which you needed as a new family just starting out.
Your needs, like your family, have undergone a many changes. The family is larger now, the business has grown and you need more space to grow and evolve. Your feeling of cozy has gone to the need for more space, a room for that home office and probably a larger space for entertaining, along with more room for the children to spread out and have their own work space in their rooms. There just is not enough room to go around and you absolutely all agree that its time to move up. Finding a bigger home isn’t always an easy task and certainly moving isn’t any picnic, but you have decided it’s time to do it and take advantage of the current buyer’s market. Read the rest of this entry »
Golf Course Living in Richmond
Golf course living in Richmond is all about peaceful life in the luxury of lush greens. Buying a home in a golf course community is really special and exclusive. Golf communities provide enjoyment of your favorite past-time along with security and comfort.
Golf communities offer the best variety of amenities, including golf courses, swimming pools, tennis courts, and more. A well constructed luxurious golf community is a dream come true for many new home buyers, seeking a peaceful environment away from the commotions of the city. You don’t have to even play golf to live in this type of a community, if all that appeals to you is the beautiful surroundings of a golf course.
A wide range of Richmond area homebuyers show interest in golf course communities. Many young families move into a golf community because they seek a peaceful atmosphere and a beautiful home to enjoy while away from work, while many older couples choose golf course community living for retirement. Read the rest of this entry »
$6,500 Move-Up and Repeat Homebuyer Tax Credit at a Glance
New Tax Credits Provide Outstanding Opportunities for Repeat Homebuyers Looking To Move Up!
The Worker, Homeownership, and Business Assistance Act of 2009 has extended the tax credit of up to $6,500 for qualified repeat home buyers purchasing a principal residence. Here are the details for the $6,500 Move-Up & Repeat Home Buyer Tax Credit at a Glance… Read the rest of this entry »
$8,000 First-Time Homebuyer Tax Credit at a Glance
New Tax Credits Provide Outstanding Opportunities for First Time Homebuyers!
The Worker, Homeownership, and Business Assistance Act of 2009 has extended the tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence. Here are the details for the $8,000 First-time Home Buyer Tax Credit at a Glance… Read the rest of this entry »
Is It Time To Buy Richmond Real Estate?
If you’re looking at homes for sale in the Richmond area and are waiting around for “the deal of a lifetime”, you might want to rethink your strategy. If you’re a Richmond real estate market watcher and trying to digest all the information through the news media and websites, you’re probably overwhelmed with confusion by now wondering where is the bottom of the market. Is the Richmond real estate market improving or still going down? Read the rest of this entry »
Buying A Richmond Condo or Townhouse
The easiest way to understand the concept of a Richmond area condominium or townhouse ownership is to see it as an apartment you own. Your ownership extends inward from your interior walls, floors and ceilings. In addition, you are a partner, with all of the other owners in the complex, of the exterior structure (the foundation, exterior walls and roof) as well as any common areas and amenities (for example, swimming pools, clubhouses, tennis courts, play areas, etc.) Read the rest of this entry »
Richmond Parade of Homes Information
The 2009 Richmond Parade of Homes kicked off yesterday and runs through October 18th. You may tour 71 new homes throughout the Greater Richmond and Tri-City areas priced from $170,000 to over $1.5 million. The event is put on by the Home Builder Association of Richmond. Here is a link to the Association’s helpful website which you can use as a tool for selecting homes to tour and planning your route.
If you are considering buying a new home in the Richmond area make sure you have Buyer representation in the process it can save you thousands! Read the rest of this entry »
Why Richmond is a Great Place to Live!
Found this video on YOU TUBE. The City of Richmond, Chamber of Commerce or any other area organization could spend a million and not come up with something as good as this. An instant classic! 
Looking for a home in the Richmond area? Skye Bruce Properties has a team of professionals to help you with your search. From the Fan to Southside, From Ginter Park to Short Pump, from Goochland to Varina; Skye Bruce Properties can find you a great home at a great price! Contact Skye Bruce Properties today!
